Asset Reconstruction Company (ARC) Registration
Set Up a Specialized Financial Entity for Managing & Resolving Stressed Assets
Asset Reconstruction Companies (ARCs) are specialized financial institutions that acquire non-performing assets (NPAs) from banks and financial institutions and work towards their resolution and recovery. ARCs play a crucial role in strengthening the financial system by improving asset quality and enabling efficient debt recovery.
Setting up an ARC in India requires approval from the Reserve Bank of India (RBI) along with strict compliance under the SARFAESI Act and applicable regulations. We provide complete support—from structuring and application to licensing and compliance—ensuring a smooth and compliant setup.
Our ARC Registration Services
Business Structuring
Advisory on ARC model, capital planning, and regulatory framework.
Company Incorporation
Incorporation of entity as required for ARC registration.
RBI Application
End-to-end support in preparing and filing ARC registration application.
Policy & Documentation
Preparation of business plans, recovery policies, and compliance documents.
Capital Advisory
Guidance on minimum capital requirements and funding structure.
Regulatory Compliance
Support with SARFAESI Act compliance and operational setup.
Registration Process
- Understanding ARC business model and objectives
- Company incorporation with required capital
- Preparation of detailed documentation
- Filing application with RBI
- RBI review and approval
- Commencement of ARC operations
Benefits of ARC
- Opportunity to acquire and resolve stressed assets
- High-value financial business model
- Contribution to financial system stability
- Scalable and specialized operations
- Strong institutional demand
- Attractive investment opportunities
Why Work With Us?
- Expertise in RBI and SARFAESI regulations
- Structured and compliance-driven approach
- End-to-end execution support
- Strong documentation and advisory
- Ongoing compliance guidance
Build Your Asset Reconstruction Business
Get expert support to register and launch your ARC with full compliance.
Talk to an ExpertF.A.Q.
An ARC is a financial institution that acquires and resolves non-performing assets from banks and financial institutions.
Yes, ARCs must be registered with the Reserve Bank of India.
Currently, a minimum net owned fund of ₹100 crores is required.
ARCs are governed under the SARFAESI Act, 2002 and RBI regulations.
ARCs can acquire bad loans, restructure debts, and recover dues from borrowers.
It depends on RBI approval but generally takes several months.